Wow! XOxUriahxOX, that is one long sermon.
And I applaud and agree, with perhaps some further comments.
Nowhere in the Scriptures (literal, more accurate translations) does it say "The wages of sin is conscious eternal torment", but we do read in Romans 6:23, "For the wages of sin is death.."
It is indeed unfortunate that in the 2nd or 3rd centuries A.D. that the false idea of man having a separate eternal soul came into being. A "soul", mind you, that would have to have all the senses in order to be enjoying the bliss of heaven, or be suffering the woes of torment.
While, IMO, there is no "eternal hell", yet all mankind will be judged for their deeds.
For the church/body of Christ this will occur in the heavenlies before the bema of Christ. There will be no loss of salvation, but loss of rewards.
For the believing Israelites, it will occur after Christ's return to the earth to establish the Kingdom.
For all others it will occur at the great white throne of Christ, after they are resurrected (see Rev.20:11-15).