Saluting with misty eyes
Brad- The rate your parents are getting must be something with their bank, because I am getting a slightly better rate than that.
As for why it's that low, you can traditionally thank the economy for that. When the economy is doing well, interest rates on loans and mortgages, etc. always drop. In order for the lending institutions to make money for their investors they need to lower the rate they give to their depositors as well. Recently, the Fed has been talking about raising the interest rates to slow down the economy. Then, the savings rate will go up slightly.
jbouder- The No Child Left Behind is a great initiative, however there are still cracks that need to be filled. The local schools are required to abide by the provisions, however, with this being a depressed area doesn't have all of the money needed. We are taxed 8 ways from Sunday (School tax, real estate tax, local (As well as state) sales tax, Occupational Priviledge tax (We have to pay a tax to work!!!), and still we have the 4th highest rate of families on assitance in the state. That needs to be addressed by the Federal government as well as the State government.
Chris- There is very little difference in their stances NOW. Kerry cannot actually decide what his stance is for sure. HE voted for the war, then he voted against funding the war, then he was against the troops being there, and wanted them home... now it seems that he is for keeping them there to do the job. Although I DO care what his viwes actually are, I care more that he doesn't have a defined view.
To actually answer your question, Brad, I believe that Bush will be reelected because he is the better choice over-all, and the undecideds will learn more about why Kerry isn't the better choice towards the end of the election period (Late Sept. Oct.)
Whenever I feel blue, I start breathing again...