Member Rara Avis
We may choose to live in a town -- but we don't choose for it to be struck by a tornado.
When I moved from California back to Michigan it was with the understanding there would be a greatly increased chance of a tornado. And a correspondingly decreased chance of an earthquake. When I leave my house in the middle of February, walking down two steps that are very often icy, I know I may fall and break that leg you mentioned. When I crawl behind the wheel of the Miata and drive a bit too fast (okay, sometimes a lot too fast), I know it may be the last time I drive at all. When I fall in love, and marry, and father a child, I do so knowing my child may be born with special needs.
I don't want a tornado, a broken leg, a car accident, or a suffering child, but every single one of those things, and thousands more, are the result of a long series of choices I've made throughout my life. They are, in fact, largely predictable. I don't want bad things, but I risk them every time I choose to pursue a good thing or, more frequently for many, choose a convenient thing (like spending a half hour doing something I enjoy instead of scraping the ice off my steps).
Yes, there are some choices that are made for us and beyond our control, but I honestly think those are exceptionally few. Most of the things that happen to us, both good and bad, can be traced to our own decisions. Most can even be foreseen, if not always believed or accepted. William Henley said it best over a hundred years ago, in the conclusion to his well known poem, Invictus. "I am the master of my fate. I am the captain of my soul."
We can either believe the universe is random, in which case we can neither take credit for the good nor blame for the bad, or we can accept that our lives are our own responsibility. Choices have consequences is just another way of saying that our consequences are the result of our choices. Not always, perhaps, but certainly near enough that the exceptions only serve to prove the rule.