Between the Lines
I guess I am lucky now..since my husband left me...we had two credit card bills (same company)that I had to ignore since there was no way to pay them off at the time...I intended to pay them once working...so for the last 2 years(almost) I havent used a credit card or a check...last month I got a collection notice in the mail...called them up, (scared sort of) finally, since I felt I could make a payment now..and they wiped off 45% of one bill and 55% off the other and said after I make this last 2 installment payments, my credit will be good again and I can use the cards..which I won't. If I haven't needed to use them in 2 years, I think I can do without them now. I may have to have one for emergencies but it will always be paid off monthly if used.
So, that is where I now stand with credit cards and Bills...I now just have my mortgage and utilities..and they are more than enough. *s
great poem, by the way *s