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Passions in Poetry

Kids get dog, news at 11:00

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oceanvu2
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since 02-24-2007
Posts 1007
Santa Monica, California, USA


0 posted 04-12-2009 02:55 PM       View Profile for oceanvu2   Email oceanvu2   Edit/Delete Message      Find Poems  View IP for oceanvu2

Well, at least the White House Doggie crisis was resolved with the gift of a hypo-allergenic Portuguese Water Spaniel. Front page stuff, by Gosh!

For a while there, I thought the media was going to continue concentrating on nothing but bad news -- the rising stock market, lowered home loan rates, a proposed bill to limit credit card excesses...

Actually the last one interests me.  Good ol' Capitol One -- which I could probably buy with my current credit line --  sent me a letter last week jovially informing me that my 8.5 percent interest rate would jump to 21.9 percent next year.  No, I've never missed a payment in six years and always paid more than the minimum due.  The letters basically said, "times are tough, so we are going to stick it to ya, buecause, under current rules, we can."

I will probably default on the card when the rate goes up, because, under current rules, I can.  Nothing personal, Capitol One, just a consequence of tough times.

Cheerfully anarchistic, Jimbeaux
Midnitesun
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Member Empyrean
since 05-18-2001
Posts 29020
Gaia


1 posted 04-12-2009 04:41 PM       View Profile for Midnitesun   Email Midnitesun   Edit/Delete Message      Find Poems  View IP for Midnitesun

I understand this! They pulled a similar stunt on me several years ago, so I transferred the balance to a different card and told Cap1 to ...ahem...stick that rate increase somewhere else.
Denise
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Member Seraphic
since 08-22-99
Posts 23002


2 posted 04-12-2009 06:59 PM       View Profile for Denise   Edit/Delete Message      Find Poems  View IP for Denise

A similar thing happened to me. Although I  was always early with my payments, never exceeded my credit limit and paid more than the minimum, I was notified by one of my creditors that my rates were going up to 17.99%. But it wasn't Capitol One. They flat out denied me credit entirely after I replied to their low interest offer for transferring balances a few months back. Despite my stellar credit rating they deemed me a risk due to my being at my current address for an insufficient amount of time.
 
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