Well, I never did go back and complete what I needed for the standard California teaching credential (not to mention moving ten times) or my Masters in Public Health Education, for which I only needed three more courses to complete. I got fed up with theory classes and BS from an advisor who disagreed with most of my goals/plans for LIFE. At least, you went back and are attempting to finish the school 'job' and move forward.
As for grades, I think most grading systems suck....rarely show what you know or don't know, rarely indicate what your chances of success are in the paid real world.
And I would grin myself silly in a financial management class if I got over a 50%! LOL, but that's just me. I rarely attempt to balance or budget anymore, because when I do? I just prove to myself in writing that I am almost always, always, getting paid HALF what I need or should get, and generally spend TWICE what I really have.
So is that why I am poor????