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Kellie_Cantrell
Senior Member
since 2002-05-22
Posts 1667
New York

0 posted 2004-07-07 01:58 PM


I'm nervous for college. Today is wednesday and tuition is due on friday. Mom is trying to make ends meet. I didn't qualify for fedeal loans or grants.

My dad won't help any either. He seems to not be able to afford it either and I am not allowed to hold a job during school. So I can't do much to help either.

I am worried because I don't want my mom to have to sacrifice so much for me. she already has.. what can I do?

© Copyright 2004 Kellie M. Cantrell - All Rights Reserved
Local Parasite
Deputy Moderator 10 Tours
Member Elite
since 2001-11-05
Posts 2527
Transylconia, Winnipeg
1 posted 2004-07-07 07:45 PM


Could you apply for a deadline extension possibly?  My school lets you do that if you have extreme circumstances (like yours).  In the meantime you might want to check the newspaper classifieds to see if there's any way you can make a hundred dollars or so in a really short time.  You might be able to find some place that does product testing and needs guinea pigs, for example... those are good if you need some quick cash.  Or maybe a focus group of some kind, in your area?

You might also consider applying for a credit card, which is a bit easier to get ahold of than a federal grant, or a bank loan.  Those kinds of things will cost you in the long run but they're good for meeting deadlines.

I don't really know how these things work in the states, so some of my suggestions might be a bit impractical.  Your mother might be able to pull out some money temporarily that you'd have more time to reimburse her for, if she has a credit card or anything of the sort.

Good luck with everything, though.  I know how you feel, seeing as I'm saving up for my tuition as well and only have a couple of months to scrape something together.

"God becomes as we are that we may be as he is."  ~William Blake

Larry C
Deputy Moderator 1 Tour
Member Patricius
since 2001-09-10
Posts 10286
United States
2 posted 2004-07-07 08:22 PM


Kellie,
You won't get better advice than from LP. I say you run with it. Hope things work out.

If tears could build a stairway and memories a lane, I'd walk right up to heaven and bring you home again.

Kellie_Cantrell
Senior Member
since 2002-05-22
Posts 1667
New York
3 posted 2004-07-07 09:24 PM


LP, Thanks for your suggestions.. You are right. I thought I hadd exhausted my resources. I went in and asked the counselor about an extention and we came up with a payment plan. And thank goodness we can afford it.

As for the credit card thing. I think I might do that to cover my text books. Thank you soon much for the help.

Larry- You're right. You're awesome!

                   Love,
             xXx~*KELLIE*~xXx
Graduation : January 29th 2004

Fisherman
Junior Member
since 2000-04-14
Posts 46

4 posted 2004-07-09 11:54 PM


I would strongly suggest against the use of credit cards for your books.  You are setting yourself up for some serious consequences in the future.

You need to look into Stafford unsubsidized loans which are capped at interest rates somewhere a heck a of lot less than credit cards which will suck you in and not let you go.

Juju
Member Elite
since 2003-12-29
Posts 3429
In your dreams
5 posted 2004-07-12 12:35 PM


kellie I am in the same situation. to marro I can give this web site that can help. Gotto go.
Juju
Member Elite
since 2003-12-29
Posts 3429
In your dreams
6 posted 2004-07-12 11:19 PM


fastweb.com

schoolarship super engine

Juju

Kellie_Cantrell
Senior Member
since 2002-05-22
Posts 1667
New York
7 posted 2004-07-14 02:20 PM


Hey Juju! That's awesome, I just went there and signed up.. I've got some scholarships to write for. Thank You
LeeJ
Member Patricius
since 2003-06-19
Posts 13296

8 posted 2004-07-14 02:23 PM


Whatever you do, do not use credit cards, from the voice of experience, they do suck you in and never let go...God as my witness...otherwise...good luck to you always, just the mere idea of your will to seek further education is a breath of fresh air.  You have my sincerest admiration.
Juju
Member Elite
since 2003-12-29
Posts 3429
In your dreams
9 posted 2004-07-14 10:11 PM


listen to Lee jay....

They target colladge students./

Juju

LoveBug
Deputy Moderator 5 Tours
Moderator
Member Elite
since 2000-01-08
Posts 4697

10 posted 2004-07-18 02:51 PM


Credit cards aren't exactly the devil. You can get one with a fairly small limit. It's a good way to establish good credit. You just have to be careful and responsible. True, the interest rates for students can suck, but if you just use them for books and emergencys and pay of as much of it as soon as you can, then go for it.

Also, why can't you get a small job during school? Most places will work around your schedule. Even just working a few hours a week can help!

Oh, make me Thine forever
And should I fainting be
Lord, let me never ever
Outlive my love for Thee

hush
Senior Member
since 2001-05-27
Posts 1653
Ohio, USA
11 posted 2004-07-27 12:26 PM


I was also wondering why you can't work during school? It's rough sometimes, but sometimes you just have to suck it up. I went from being jobless freshman year (not by choice, I couldn't find a job) to swinging two jobs and 20 credit hours last semester. And these are nursing-school credit hours, where a 6-hour clinical counts for about 2 hours in credit hours (*grumbles about the injustice*)... it wasn't fun, but rent has to be paid and the car must be gassed...

Local Parasite... oh dear... a hundred bucks? She'll be extremely lucky to cover two classes' worth of books with that...

Credit cards have bailed me out in a number of instances... it's true, being nearly maxed out on two cards and owing thousands really sucks, but you have to think about those oh-crap-I-blew-a-tire-how-will-I-drive emergencies. And books are gonna cost you... probably hundreds.

Just curious, I noticed you're living in Cali... going to school there? I've heard Cali colleges are free to Cali residents... any truth to this?

Jeffrey Carter
Deputy Moderator 1 TourDeputy Moderator 1 TourDeputy Moderator 1 TourDeputy Moderator 1 Tour
Member Elite
since 2000-04-08
Posts 2367
State of constant confusion!
12 posted 2004-07-27 02:52 AM


I had to fork out $92.78 for ONE book last semester
Susan Caldwell
Member Rara Avis
since 2002-12-27
Posts 8348
Florida
13 posted 2004-07-27 05:44 AM


oh....

my tuition is approximately $1200 a class..

books...always over $100 per.

Can you say....student loans??  

muted
Deputy Moderator 1 TourDeputy Moderator 1 TourDeputy Moderator 1 TourDeputy Moderator 1 Tour
Member Elite
since 2004-01-15
Posts 2949
Elapsing, Eclipsing, Evolving
14 posted 2004-07-27 07:24 AM


hey, ebay is awesome for selling old stuff you dont use anymore (clothes, shoes, books, whatever)...then you can use the money to put towards your books or whatever.i had some clothes in my wardrobe that hasnt fit for 2 years now (and they were hardly used)...so i ebay and was able to pay for my $114 book that i hadnt saved for!

i know, small money, but sometimes every dollar counts

Dopey Dope
Deputy Moderator 1 Tour
Moderator
Member Patricius
since 2000-08-30
Posts 11132
San Juan, Puerto Rico
15 posted 2004-07-27 10:52 AM


As far as credit cards go, im 21 and dont have one.
Dont need it!

However, once i get out of college ill apply for one to build credit!

id rather have no credit than bad credit

I left my wallet in El Segundo...
And I gotta get it
I got got to get it!

muslimah
New Member
since 2004-01-12
Posts 8

16 posted 2004-07-27 05:31 PM


Also, (sorry if this is late..)
in terms of using Ebay, you can find the books you need for your classes on there for REALLLLY cheap (a $150 book for one of my classes was $14.00 on Ebay)

It can save you a lot
good luck!

Local Parasite
Deputy Moderator 10 Tours
Member Elite
since 2001-11-05
Posts 2527
Transylconia, Winnipeg
17 posted 2004-07-27 08:25 PM


By the way, I don't think I mentioned that I love your new picture.  
LoveBug
Deputy Moderator 5 Tours
Moderator
Member Elite
since 2000-01-08
Posts 4697

18 posted 2004-07-27 09:30 PM


Books will kill... my first semester, my books were 600 dollars.. for one semester! :P

Oh, make me Thine forever
And should I fainting be
Lord, let me never ever
Outlive my love for Thee

Kellie_Cantrell
Senior Member
since 2002-05-22
Posts 1667
New York
19 posted 2004-07-30 02:38 PM


Thanks  LP, i am at ease on my books now, I got financial aid.
Kellie_Cantrell
Senior Member
since 2002-05-22
Posts 1667
New York
20 posted 2004-08-28 03:54 PM


Thank Goodness for Stafford Loans. I'll have to fork over money later on but for now I am home free.
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