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Passions in Poetry

Worried about college

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Kellie_Cantrell
Senior Member
since 05-22-2002
Posts 1680
Washington State


0 posted 07-07-2004 01:58 PM       View Profile for Kellie_Cantrell   Email Kellie_Cantrell   Edit/Delete Message      Find Poems  View IP for Kellie_Cantrell

I'm nervous for college. Today is wednesday and tuition is due on friday. Mom is trying to make ends meet. I didn't qualify for fedeal loans or grants.

My dad won't help any either. He seems to not be able to afford it either and I am not allowed to hold a job during school. So I can't do much to help either.

I am worried because I don't want my mom to have to sacrifice so much for me. she already has.. what can I do?
Local Parasite
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since 11-05-2001
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Transylconia, Winnipeg


1 posted 07-07-2004 07:45 PM       View Profile for Local Parasite   Email Local Parasite   Edit/Delete Message      Find Poems   Click to visit Local Parasite's Home Page   View IP for Local Parasite

Could you apply for a deadline extension possibly?  My school lets you do that if you have extreme circumstances (like yours).  In the meantime you might want to check the newspaper classifieds to see if there's any way you can make a hundred dollars or so in a really short time.  You might be able to find some place that does product testing and needs guinea pigs, for example... those are good if you need some quick cash.  Or maybe a focus group of some kind, in your area?

You might also consider applying for a credit card, which is a bit easier to get ahold of than a federal grant, or a bank loan.  Those kinds of things will cost you in the long run but they're good for meeting deadlines.

I don't really know how these things work in the states, so some of my suggestions might be a bit impractical.  Your mother might be able to pull out some money temporarily that you'd have more time to reimburse her for, if she has a credit card or anything of the sort.

Good luck with everything, though.  I know how you feel, seeing as I'm saving up for my tuition as well and only have a couple of months to scrape something together.

"God becomes as we are that we may be as he is."  ~William Blake

Larry C
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Member Patricius
since 09-10-2001
Posts 10765
United States


2 posted 07-07-2004 08:22 PM       View Profile for Larry C   Email Larry C   Edit/Delete Message      Find Poems   Click to visit Larry C's Home Page   View IP for Larry C

Kellie,
You won't get better advice than from LP. I say you run with it. Hope things work out.

If tears could build a stairway and memories a lane, I'd walk right up to heaven and bring you home again.

Kellie_Cantrell
Senior Member
since 05-22-2002
Posts 1680
Washington State


3 posted 07-07-2004 09:24 PM       View Profile for Kellie_Cantrell   Email Kellie_Cantrell   Edit/Delete Message      Find Poems  View IP for Kellie_Cantrell

LP, Thanks for your suggestions.. You are right. I thought I hadd exhausted my resources. I went in and asked the counselor about an extention and we came up with a payment plan. And thank goodness we can afford it.

As for the credit card thing. I think I might do that to cover my text books. Thank you soon much for the help.

Larry- You're right. You're awesome!

                   Love,
             xXx~*KELLIE*~xXx
Graduation : January 29th 2004

Fisherman
Junior Member
since 04-14-2000
Posts 47


4 posted 07-09-2004 11:54 PM       View Profile for Fisherman   Edit/Delete Message      Find Poems  View IP for Fisherman

I would strongly suggest against the use of credit cards for your books.  You are setting yourself up for some serious consequences in the future.

You need to look into Stafford unsubsidized loans which are capped at interest rates somewhere a heck a of lot less than credit cards which will suck you in and not let you go.
Juju
Member Elite
since 12-29-2003
Posts 3353
In your dreams


5 posted 07-12-2004 12:35 AM       View Profile for Juju   Email Juju   Edit/Delete Message      Find Poems   Click to visit Juju's Home Page   View IP for Juju

kellie I am in the same situation. to marro I can give this web site that can help. Gotto go.
Juju
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since 12-29-2003
Posts 3353
In your dreams


6 posted 07-12-2004 11:19 PM       View Profile for Juju   Email Juju   Edit/Delete Message      Find Poems   Click to visit Juju's Home Page   View IP for Juju

fastweb.com

schoolarship super engine

Juju
Kellie_Cantrell
Senior Member
since 05-22-2002
Posts 1680
Washington State


7 posted 07-14-2004 02:20 PM       View Profile for Kellie_Cantrell   Email Kellie_Cantrell   Edit/Delete Message      Find Poems  View IP for Kellie_Cantrell

Hey Juju! That's awesome, I just went there and signed up.. I've got some scholarships to write for. Thank You
LeeJ
Member Patricius
since 06-19-2003
Posts 13093
SE PA


8 posted 07-14-2004 02:23 PM       View Profile for LeeJ   Edit/Delete Message      Find Poems  View IP for LeeJ

Whatever you do, do not use credit cards, from the voice of experience, they do suck you in and never let go...God as my witness...otherwise...good luck to you always, just the mere idea of your will to seek further education is a breath of fresh air.  You have my sincerest admiration.
Juju
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since 12-29-2003
Posts 3353
In your dreams


9 posted 07-14-2004 10:11 PM       View Profile for Juju   Email Juju   Edit/Delete Message      Find Poems   Click to visit Juju's Home Page   View IP for Juju

listen to Lee jay....

They target colladge students./

Juju
LoveBug
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since 01-08-2000
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10 posted 07-18-2004 02:51 PM       View Profile for LoveBug   Email LoveBug   Edit/Delete Message      Find Poems  View IP for LoveBug

Credit cards aren't exactly the devil. You can get one with a fairly small limit. It's a good way to establish good credit. You just have to be careful and responsible. True, the interest rates for students can suck, but if you just use them for books and emergencys and pay of as much of it as soon as you can, then go for it.

Also, why can't you get a small job during school? Most places will work around your schedule. Even just working a few hours a week can help!

Oh, make me Thine forever
And should I fainting be
Lord, let me never ever
Outlive my love for Thee

hush
Senior Member
since 05-27-2001
Posts 1693
Ohio, USA


11 posted 07-27-2004 12:26 AM       View Profile for hush   Email hush   Edit/Delete Message      Find Poems  View IP for hush

I was also wondering why you can't work during school? It's rough sometimes, but sometimes you just have to suck it up. I went from being jobless freshman year (not by choice, I couldn't find a job) to swinging two jobs and 20 credit hours last semester. And these are nursing-school credit hours, where a 6-hour clinical counts for about 2 hours in credit hours (*grumbles about the injustice*)... it wasn't fun, but rent has to be paid and the car must be gassed...

Local Parasite... oh dear... a hundred bucks? She'll be extremely lucky to cover two classes' worth of books with that...

Credit cards have bailed me out in a number of instances... it's true, being nearly maxed out on two cards and owing thousands really sucks, but you have to think about those oh-crap-I-blew-a-tire-how-will-I-drive emergencies. And books are gonna cost you... probably hundreds.

Just curious, I noticed you're living in Cali... going to school there? I've heard Cali colleges are free to Cali residents... any truth to this?
Jeffrey Carter
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since 04-08-2000
Posts 2424
State of constant confusion!


12 posted 07-27-2004 02:52 AM       View Profile for Jeffrey Carter   Email Jeffrey Carter   Edit/Delete Message      Find Poems  View IP for Jeffrey Carter

I had to fork out $92.78 for ONE book last semester
Susan Caldwell
Member Rara Avis
since 12-27-2002
Posts 8464
Florida


13 posted 07-27-2004 05:44 AM       View Profile for Susan Caldwell   Edit/Delete Message      Find Poems  View IP for Susan Caldwell

oh....

my tuition is approximately $1200 a class..

books...always over $100 per.

Can you say....student loans??  
muted
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since 01-15-2004
Posts 3021
Elapsing, Eclipsing, Evolving


14 posted 07-27-2004 07:24 AM       View Profile for muted   Email muted   Edit/Delete Message      Find Poems  View IP for muted

hey, ebay is awesome for selling old stuff you dont use anymore (clothes, shoes, books, whatever)...then you can use the money to put towards your books or whatever.i had some clothes in my wardrobe that hasnt fit for 2 years now (and they were hardly used)...so i ebay and was able to pay for my $114 book that i hadnt saved for!

i know, small money, but sometimes every dollar counts
Dopey Dope
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since 08-30-2000
Posts 15536
San Juan, Puerto Rico


15 posted 07-27-2004 10:52 AM       View Profile for Dopey Dope   Email Dopey Dope   Edit/Delete Message      Find Poems  View IP for Dopey Dope

As far as credit cards go, im 21 and dont have one.
Dont need it!

However, once i get out of college ill apply for one to build credit!

id rather have no credit than bad credit

I left my wallet in El Segundo...
And I gotta get it
I got got to get it!

muslimah
New Member
since 01-12-2004
Posts 8


16 posted 07-27-2004 05:31 PM       View Profile for muslimah   Edit/Delete Message     View IP for muslimah

Also, (sorry if this is late..)
in terms of using Ebay, you can find the books you need for your classes on there for REALLLLY cheap (a $150 book for one of my classes was $14.00 on Ebay)

It can save you a lot
good luck!
Local Parasite
Deputy Moderator 10 Tours
Member Elite
since 11-05-2001
Posts 2929
Transylconia, Winnipeg


17 posted 07-27-2004 08:25 PM       View Profile for Local Parasite   Email Local Parasite   Edit/Delete Message      Find Poems   Click to visit Local Parasite's Home Page   View IP for Local Parasite

By the way, I don't think I mentioned that I love your new picture.  
LoveBug
Deputy Moderator 5 Tours
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since 01-08-2000
Posts 5015


18 posted 07-27-2004 09:30 PM       View Profile for LoveBug   Email LoveBug   Edit/Delete Message      Find Poems  View IP for LoveBug

Books will kill... my first semester, my books were 600 dollars.. for one semester! :P

Oh, make me Thine forever
And should I fainting be
Lord, let me never ever
Outlive my love for Thee

Kellie_Cantrell
Senior Member
since 05-22-2002
Posts 1680
Washington State


19 posted 07-30-2004 02:38 PM       View Profile for Kellie_Cantrell   Email Kellie_Cantrell   Edit/Delete Message      Find Poems  View IP for Kellie_Cantrell

Thanks  LP, i am at ease on my books now, I got financial aid.
Kellie_Cantrell
Senior Member
since 05-22-2002
Posts 1680
Washington State


20 posted 08-28-2004 03:54 PM       View Profile for Kellie_Cantrell   Email Kellie_Cantrell   Edit/Delete Message      Find Poems  View IP for Kellie_Cantrell

Thank Goodness for Stafford Loans. I'll have to fork over money later on but for now I am home free.
 
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