Karilea, I admire their forthrightness, unlike these politicized "city slickers" in the East, who are quite adept at dancing around a subject and never actually come out and say what they really mean.
Nan, It is a shame indeed. In a worst case scenario though, I don't think there would be anyone around actually able to file any claims, or in a "milder" scenario most folks would be dead by the time their claims would be processed, if there weren't the exclusion.
Cerenity, I haven't seen one of those commercials yet where the possible side effects were not a hundred times worse than the reason for taking the medication in the first place. What are these people thinking?!
Midnitesun, yep, we need insurance here too in order to get a car registered and keep it registered and legal. I wouldn't have it either if I didn't have to. I've never filed a claim, probably never will. I still remember the days when it was voluntary. I never had it then. Hmmmm...I wonder what came first, frivilous lawsuits or litigation lawyers?!
Winston, yep, I can believe just about anything.
Most life insurance companies have an exclusion for "acts of war", which is what I'm sure they would call another 9/11 incident after all the money they had to fork over following that tragedy. I'd definitely read the fine print!